NOW You Can Pay Less For Quality Healthcare!

Health Reimbursement Arrangements (HRAs)

The IRS has authorized a new vehicle to help employers save money on healthcare insurance. These new programs are up, running, and working!!!!

The Missouri Merchants and Manufacturers Association has negotiated an exclusive discount to provide our members with a turnkey full service HRA program. Select the items below for additional information on HRAs. (The following information has been provided to MMMA by Beattie & Associates, Inc., and BeneFlex HR Resources, Inc.)

What Is an HRA?

How HRAs Work for Employers

The Flexibility of HRAs!

Is the “Use It or Lose It” Fear with FSAs Gone?

How Does an HRA Work with a FSA Plan?

If you would like additional information on how HRAs can help you, contact Sheelah Yawitz by phone at (636) 537-1360 or (800) 467-MMMA (6662), or by e-mail at

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